No, Silverbird is not a bank. Silverbird is a platform that enables international merchants to open e-wallets, make cross-border payments and currency conversions.
We have two different entities - Silverbird Global Limited (UK) and Silverbird Europe UAB (EU), both registered as agents of Currencycloud in the UK and EEA.
Silverbird Global Limited (UK entity) is an appointed representative of The Currency Cloud Limited. The payment services are provided by The Currency Cloud Limited which is authorised by the FCA under the Electronic Money Regulations 2011 for the issuing of electronic money.
Silverbird Europe UAB (EU entity) is an appointed representative of Currencycloud B.V. Payment services are provided by Currencycloud which is authorised by the De Nederlandsche Bank under the Electronic Money Regulations 2011 for the issuing of electronic money.