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Payment Timelines in the UK

You can find our payment schedule for the UK here. All our payment schedules tell you everything you need to know to make your payment on time.

Australian Dollar (AUD)
SWIFT (Priority)	1 day
Local (Regular)	1 day
SWIFT cutoff time	2:00 PM
Local cutoff time	1:30 PM

Bahrain Dinar (BHD)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Bulgarian Lev (BGN)
SWIFT (Priority)	0 days
Local (Regular)
SWIFT cutoff time	8:30 AM
Local cutoff time

Canadian Dollar (CAD)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	2:00 PM
Local cutoff time	4:00 PM

Chinese Yuan (CNY)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	9:00 AM
Local cutoff time

Croatian Kuna (HRK)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	8:30 AM
Local cutoff time	8:30 AM

Czech Koruna (CZK)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	9:00 AM
Local cutoff time	9:00 AM

Danish Krone (DKK)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	10:30 AM
Local cutoff time	8:30 AM

Euro (EUR)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	2:30 PM
Local cutoff time

Hong Kong Dollar (HKD)
SWIFT (Priority)	1 day
Local (Regular)	1 day
SWIFT cutoff time	2:00 PM
Local cutoff time	2:00 PM

Hungarian Forint (HUF)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	9:00 AM
Local cutoff time	9:00 AM

Indian Rupee (INR)
SWIFT (Priority)
Local (Regular)	0 days
SWIFT cutoff time
Local cutoff time	4:30 PM

Indonesian Rupiah (IDR)
SWIFT (Priority)
Local (Regular)	0 days
SWIFT cutoff time
Local cutoff time	4:30 PM

Israeli Shekel (ILS)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Japanese Yen (JPY)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Kenyan Shilling (KES)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Kuwait Dinar (KWD)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Malaysian Ringgit (MYR)
SWIFT (Priority)
Local (Regular)	0 days
SWIFT cutoff time
Local cutoff time	4:30 PM

Mexican Peso (MXN)
SWIFT (Priority)	0 days
Local (Regular)	1 day
SWIFT cutoff time	9:00 AM
Local cutoff time	8:30 AM

New Zealand Dollar (NZD)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Norwegian Krone (NOK)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	10:30 AM
Local cutoff time	10:30 AM

Omani Rial (OMR)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Philippine Peso (PHP)
SWIFT (Priority)
Local (Regular)	0 day
SWIFT cutoff time
Local cutoff time	4:30 PM

Polish Zloty (PLN)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	9:30 AM
Local cutoff time	9:30 AM

Qatar Rial (QAR)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Romanian Leu (RON)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	9:00 AM
Local cutoff time	9:00 AM

Saudi Riyal (SAR)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

Singapore Dollar (SGD)
SWIFT (Priority)	1 day
Local (Regular)	1 day
SWIFT cutoff time	2:00 PM
Local cutoff time	2:00 PM

South African Rand (ZAR)
SWIFT (Priority)	0 days
Local (Regular)
SWIFT cutoff time	10:30 AM
Local cutoff time

Swedish Krona (SEK)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	10:30 AM
Local cutoff time	10:30 AM

Swiss franc (CHF)
SWIFT (Priority)	0 days
Local (Regular)
SWIFT cutoff time	10:30 AM
Local cutoff time

Thai Baht (THB)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	9:00 AM
Local cutoff time

Turkish Lira (TRY)
SWIFT (Priority)	0 days
Local (Regular)
SWIFT cutoff time	9:30 AM
Local cutoff time

Ugandan Shilling (UGX)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	9:00 AM
Local cutoff time

UK Sterling (GBP)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	4:30 PM
Local cutoff time	6:00 PM

United Arab Emirates Dirham (AED)
SWIFT (Priority)	1 day
Local (Regular)
SWIFT cutoff time	2:00 PM
Local cutoff time

US Dollar (USD)
SWIFT (Priority)	0 days
Local (Regular)	0 days
SWIFT cutoff time	4:30 PM
Local cutoff time	8:45 PM

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How long does it take to process payments?

What are the different payment statuses?

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Silverbird is a collective name for Silverbird Global Limited and Silverbird Europe UAB.

Silverbird Global Limited is an electronic money institution which is authorised and regulated by the Financial Conduct Authority ("FCA") under the Electronic Money Regulations 2011 for the issuance of electronic money, and the provision of payment services (FRN: 942055). Head office of Silverbird Global Limited is at: One Canada Square, Canary Wharf, London E14 5AB.
‍
Silverbird Global Ltd also acts as an EMD Agent of The Currency Cloud Limited. In such cases, payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199);
‍
Silverbird Europe UAB is an appointed representative of Currencycloud B.V. Payment services are provided by Currencycloud B.V. Registered in The Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296-298, 1012 RT Amsterdam Netherlands. Currencycloud B.V. is authorised by the De Nederlandsche Bank under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: R142701).
‍
Clients' money is safeguarded with reputable UK and EU banks. Financial Services Compensation Scheme (FSCS) does not apply.Silverbird is a collective name for Silverbird Global Limited and Silverbird Europe UAB.

Payment Timelines in the UK

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How do I make an international payment?

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Borderless payments for global business